Where will you be?

      From the 1860's novel Alice in Wonderland, by Lewis Carroll, we learn a deep and meaningful lesson brought to us by the Cheshire Cat. If you remember, Alice finds herself wondering down a dark and dreary road and stumbles upon some company. Feeling lost she ask "Which road do I take?" The Cheshire Cat responds "Where do you want to go?" "I don't know," answered Alice. "Then said the cat, it doesn't matter." The lesson: If you don't know where your going, any road will get you there.
     So of this I ask: Where are you heading financially? When it comes to personal finances, there are many people, rich and poor, that operate constantly at the financial "red line." No matter how much money they make, they spend it as fast as it comes. In the medical field, we see problems caused by stress and overworking, and never having enough money. Some say that the biggest cause of health disorders is something called "cancer in the wallets."
     Ultimately, it is not how much money you make that matters, but how much money you keep and how long that money works for you. On a weekly basis, I meet people who make a lot of money, but it all goes out the expenses column on their balance sheet. Every time they make a little more money, they buy a bigger house or a new car, which results in long-term debt and more hard work, and nothing left to build their asset column.
     Since 2009, the percentage of Americans who own their own home is dropping. Mortgage foreclosure are at all-time highs. The number of middle-class families is dropping. Savings accounts are smaller, if they exist. Family debt is greater. The number of people officially below the poverty line is rising. The number of people who are working beyond the age of sixty-five is increasing. Bankruptcy is going through the roof, and many Americans do not have enough money to retire.Wow. That's a lot to deal with, but its not just a U.S. phenomenon. This is a worldwide personal financial crisis and many are looking for the government to save them. Still the fact remains, that most people leave school without much knowledge about money, taxes, debt, inflation, and retirement and how these financial forces affect all our lives.
     I have been heavily involved in a life-long passion of mine in the world of investments through a company called Real Estate Investment Companies (REIC). We set out to free individuals of such current issues by offering education, training support, and hands on implementation and assist ordinary people down the road to financial liberation and retirement through an awesome program called the "Straight Path real estate system." At REIC, I have recognized that if you have poor money-management skills, then all the money in the world cannot save you. If you budget your money wisely, know how to manage your cash flow, and learn about either the "B" or "I" quadrant, then you are on your own path to great personal fortune, and most importantly freedom!

      As 2008 rolled around, it wasn't hard to see were in for some challenging times. People feared the worse. The Pension Benefit Guaranty Corporation (PBGC), the insurance arm behind government pensions, announced in April 2009 that public pensions are hundreds of billions short of funds due to the stock market crash. This means state governments have to increase taxes to insure that government workers can retire. In other words, state governments are in trouble because they promised benefits they could not afford. As we see now, 401(k)'s and IRA's have gone down the drain, and many are running for cover and settling for rather dismal returns. Simply stated, the concept of secure retirement is a dying reality. I knew there were some great opportunities to invest outside the realm of what we are traditionally taught, and began the quest for investing in Real Estate. I soon came in contact with a man by the name of Duncan, who had much of what I wanted to learn. He lead me to REIC, where I learned, applied, and began to partner and channel other investments into free and clear properties that not only cash flow every month, but have provided safe and greater returns on my money. I now have money working FOR me, instead of me working FOR money. It's been an inspiring road and has created a vision for me and my future. REIC has eliminated all fear that I have had, replacing it with the mindset I need to be successful. Soon my father joined me and we partnered on properties and he too has seen how successful we can be with the REIC power team!



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